Yep, in two years, the government will assist you financially, if necessary, through tax credits, in obtaining health insurance. If you make less than four times the federal poverty level (presently $22,350 for a family of four), that is. Cash money, direct from the evil, wasteful, God-hating federal government; cash money to help you not die.
Joking is fun. So is seriousness: I'm genuinely excited for the program to start. The uninsured are a serious financial drain on our health care system; too many bankruptcies are caused by escalating health care bills; people ought to be able to get medical care no matter their financial situation, just as a matter of principle, otherwise, what kind of society are we trying to run?
But once the government gets involved in keeping us healthy, where do we go from there? I'd like to dream, just for an evening, of a land where even more basic needs are guaranteed.
I'd like to dream of a similar voucher program that ensures every citizen has a roof over his or her head and enough to eat every night. Yes, every American, housed and fed, with a significant helping hand from the United States Treasury.
After all, if we're going to require everyone to participate in the pool of doctor's patients, doesn't it make even more sense to require everyone to have housing? Or food? Those needs are more basic than paying for pills and prevention.
Imagine with me, John Lennon-style, a nation where the poor receive a monthly government check for x dollars to defray housing costs, another check for x dollars to cover food expenses, and a third one to help purchase health insurance.
Imagine that the check for housing can only be used for housing, and so forth. Imagine that the smaller your AGI, the bigger the check. Imagine that these vouchers extend all the way to households making $100,000 annually, and that they're adjusted for the county in which you live. (Two grand's not going as far in San Jose as it is in Tuscaloosa.)
Imagine a middle-class family of four that makes $80,000 and receives, each year, $1,500 for housing, $500 for food and $4,000 for health insurance assistance.
Guess what happens when $6,000 of that family's basic needs are met in advance of all other costs? It's not hard to see that such a family avoids debt better, invests more, saves more, spends more.
And yes, there would be guidelines on how the assistance would be spent. It wouldn't be possible for a degenerate gambler to cash the housing check at a MoneyTree and blow it all on Powerball tickets. The food check would apply fully toward purchases at grocery stores but only count halfway at fast "food" joints. Fraud would be prosecuted. It could work.
I dream.
Well, maybe you're of the opinion that the rich don't deserve the "punishment" of paying for the poor and the middle class's basic needs. OK, I can respect that. I just don't agree with it. The way I see it, everyone benefits from a strong middle class, a decrease in homelessness, a more just health care system. And even if it costs the ultra-rich some extra disposable income every year, I'm prepared to defend this version of Robin Hoodness as extremely moral... on a national scale.
No, some poor dude should not be allowed to break into some rich dude's home and help himself to a few thousand dollars. But when we're talking about making sure that our poorest citizens -- those who are stuck in dead-end minimum-wage jobs, or (heaven forbid) choose to teach for a living -- have enough to feed their kids without maxing out their credit cards, then yes, I fully support an aggressive redistribution of cash money. (I like saying "cash money." Cash money. MONEY MONEY MONEY)
I will make no apologies for my fervent desire to implement a truly progressive tax system, my waking dream to see us return to the rates we had in the 1950s, with a top tax bracket at 90 percent, the upper middle class paying half their income in taxes, and Americans everywhere being helped by their government, not hindered by it.
Or, Mitt Romney can continue to pay less than me in taxes, that's fine too. Whatever. That's sustainable, ethical and desirable. Let's keep doing it that way. Yeah.
